Term Loan
Simple. Predictable. Built For Growth
Get approved for a lump sum of working
capital with fixed payments and flexible terms — up to 84 months.
Fast approvals. No fluff. Real results.
Lump Sum
From $5,000 - $1,000,000
Repayment Term
6-84 Month Terms
Predictable
Daily, Weekly Or Monthly Payments
Who Qualifies
Minimum Requirements for Business Term Loans
with Huge Capital Funding
600+ Credit Score
$100k+ Annual Revenue
6 Months+ Time in Business
Fewer than 5 Overdrafts/Negative Days per Month
*Meeting Minimum Requirements Does Not Guarantee Approval. Several factors are considered in underwriting decisions, including, but not limited to the requirements listed above.
**Stronger profiles typically have 12+ plus months in business, $25K in monthly revenue, 640+ credit score, limited business debt and often qualify for larger approvals and better terms.
What Is a Business Term Loan?
A business term loan provides borrowers with an upfront lump sum of cash that is repaid over a set period of time, or term.
These types of loans offer small business owners predictable payments and usually come with fixed interest rates — so you can grow your business with confidence.
Huge Capital can provide qualified borrowers with term loans from $5k to $1mm, with flexible repayment terms of up to 84 months.
Get the funds your business needs fast with our quick online application process.
Plus, get an upfront understanding of the true costs with our transparent pricing and tailored support.
Benefits of a Term Loan with Huge Capital Funding
No Hard Credit Pulls
Apply for a business term loan with no hard credit pull
Fast Funding
Receive your funds in as little as 24 hours, so you can fuel your growth
Build Business Credit
Our term loans can help build business credit history with on-time payments
Get The Loan That Fits Your Funding Goals
Get a Term Loan In 3 Simple Steps
with Huge Capital Funding
Complete The Application
Our streamlined process is designed to be completed in just minutes.
Get A Decision
Work with an expert funding advisor to choose the best option for you.
Receive Your Funds
Receive your funds.
Sign your contract and get funds as soon as the same day.
Are We a Match? Here’s What Most Qualified Applicants Look Like:
Business
Checking Account
6 Months
Annual Business Revenue
$100K
Personal Credit Score
6 months
Time In Business
Lump Sum
From $5k-$1mm
Repayment Term
6-84 Month Terms
Predictable
Daily, Weekly Or Monthly Payments
Are We a Match? Here’s What Most Qualified
Business Term Loan Applicants Look Like:
Business
Checking Account
$100K
Annual Business Revenue
6 Months
Time In Business
600+
Personal Credit Score
FAQ's
How Much Can I Qualify For?
Your approval amount depends on revenue, time in business, credit score, and your ability to repay. Most clients receive between $25,000 and $250,000, though we fund deals as small as $5K and up to $1MM.
Will This Affect My Credit?
We typically start with a soft pull to pre-qualify you — which doesn’t affect your credit score. If you choose to move forward with a specific offer, a hard pull may be required, but we’ll let you know in advance
What's The Interest Rate or Cost?
Rates and costs vary depending on the offer, structure, and your qualifications. Bank loans might be 9–15% APR; other products often use a “factor rate” instead. We’ll show you clear numbers upfront before you commit.
Why Should I Work With Huge Capital
Instead of applying on random lending sites and risking your file getting blasted to dozens of lenders — which can damage your credit and kill your chances of funding — we take a smarter approach.
We underwrite your file once and place it directly with our internal lending team or the bank best suited for your goals. No shotgun submissions. No endless sales calls. Just a tailored process designed to get you funded fast, with transparency and respect.
Legal
Security Policy
Privacy Policy
“You don’t need to know everything about funding — you just need someone who does, and who actually gives a damn about your outcome.”
Offers presented by Huge Capital are conditional and subject to third-party lender approval. Final terms depend on underwriting criteria, creditworthiness, business financials, and lender-specific requirements. Same-day or expedited funding is not guaranteed and may vary by lender, product, and time of application.
Huge Capital is not always a direct lender. We may broker financing through a vetted network of funding partners. Some underwriting decisions are made by third-party institutions, and offers are extended based on lender terms. Clients have the option to accept or decline any offer received.
Huge Capital does not perform hard credit inquiries for prequalification. However, some lenders in our network may require full documentation or credit verification before final approval. Loan terms and conditions, including interest rates and repayment schedules, vary by lender and applicant profile.
Not all industries or business types are eligible for funding. Certain restrictions may apply based on lender guidelines and state laws.
Huge Capital makes no guarantees of approval or specific funding amounts. The total capital available depends on business credit, revenue, existing liabilities, and the lender's risk assessment.
Loans and funding products are subject to change without notice. Huge Capital is located at 930 S 4th St, STE 209, Las Vegas, NV 89101.